Property Damage provides cover for your stock and associated equipment against perils such as fire, accidental damage, storm, flood and theft. This also includes insurance for other equipment such as plant, tools, racking, office furniture, hired in generators, electronics and even for your building.
Do you require Property Damage cover? * PROPERTY : AMOUNTS INSURED
Please enter the value / cost of replacement of your property, including any property you have hired in are a responsible for :
Stock of Equipment (Temporary structures and associated equipment) Plant used on Contract Sites (e.g. telehandlers, cranes) Other Plant, which doesn’t leave your own premises (e.g. foklifts) Tools (e.g. cat scanners, wackers and hand tools) Transportation Trailers Office Computers, excluding laptops Laptops Machinery and other Contents at the Premises, including racking Buildings (include, debris removal costs, architect fees, planning, materials and building costs) Tenants Improvements (e.g. a mezzanine floor you have installed into a leased building) Total value of Property to insure. PLEASE ENTER YOUR PROPERTY AMOUNTS TO BE INSURED ABOVE. Where do you want your property cover? * Do you have any towable items?
e.g. Mobile toilet, road towed generators
Are you VAT registered? What is the storage address for your equipment? *
Same as correspondence address?
Exact location of the event
The easiest way to provide the exact event location is by the what3words.com address.
Click here to visit what3words.com website
How to use:
Enter your postcode into the search bar Switch to satellite mode Drag the background so that your venue is in the centre of the screen Zoom in until you see the grid Click on the square in the centre of your venue and 3 words should appear in the search bar Click the copy icon to the right of the 3 words Paste the result below Click here to watch our short video clip showing how to get a what3words address. Please enter the what3words address here: Do you have any additional storage addresses? * Second Storage Address
* Do you have a third storage address? * Third Storage Address
* Is there anything stored in the building other than your property which will also be insured on this policy? * Are the Buildings free from cracks or other signs of damage that may be due to subsidence, landslip or heave and have not previously suffered such damage? * Do you ever carry more than £50,000 on any one vehicle/trailer? Will the towable items always have hitch locks and wheel clamps whilst in store and on site? Is the storage premises of standard construction?
Standard Construction means external walls of brick, stone or concrete and roofed with slates, tiles or profile metal.
Please describe type of building and the roof and wall construction
For example a brick and tile warehouse.
Is any part of the roof a flat roof? Approximately what % of the roof is flat? Is any part of the building made of combustible materials? Approximately what % of wall and roof area is combustible? Are any portable heaters used to heat the storage premises? Has the storage premises had an Electrical Inspection done within the last 5 years by an accredited electrician and passed? When not on hire is all the hire equipment and plant stored inside a locked building? Are there any lifts, boilers, steam and pressure vessels at the premises? Are all lifts, boilers, steam and pressure vessels at the premises inspected comply with all statutory requirements? Is process machinery or plant left in operation when the premises are not attended by you or employees authorised by you to be responsible for its supervision and control? * Do you store any flammable liquids such as diesel, gas or kerosene? * Are all flammable liquids (over 25 litres) stored in suitable metal containers in a designated segregated area with suitable fume extraction and heating, away from sources of ignition and protected from impact? Details
e.g. LPG gas is stored in purpose built cages (Please Include Maximum quantities stored at any one time)
Are all hazardous and/or combustible trade waste swept up and bagged daily and removed from the premises at least once a week. Is external storage of such waste within metal lidded containers of at a distance of at least 5 metres from any building. Are all oily and/or greasy waste and cloths which remain in the buildings overnight kept in metal lidded containers? * Has the premises ever been flooded or is it in an area liable to flooding. Have you been informed, or are you aware that the premises are in a potential flood risk area? * Describe the security. BUSINESS INTERRUPTION
Business Interruption is designed to protect your business against financial losses as a result of not being able to trade due to a property damage loss which is insured for example storm, fire or theft damage to your stock.
Do you require Business Interruption Insurance? * What is your approximate annual gross profit?
This is Turnover less variable costs such as casual labour, travelling expenses and cross hiring charges.
Public Liability protects your business against claims arising from accidental damage to someone else's property and injury to another person where you may be legally liable.
Do you require cover for Public Liability? * What Public Liability Limit do you require? * Estimated Annual Turnover? *
This field is required. If there is no turnover enter 0.
Do you knowingly supply goods directly or indirectly to the United States of America or Canada? * Do you have a Health and Safety Policy and written Risk Assessments in place? * Will you operate on or in any high risk locations? *
High risk locations include on or near ; bridges, refineries, off-shore installations, power stations, dams, tunnels, airports, docks, wharves, piers, harbours, railways, motorways, ships etc.
Will you have a Wind Management plan in place? * Please confirm the reason why this is not applicable. * Will you have in your T&Cs of hire that the customer will be responsible for damage to underground services and for notifying you of the location of underground services? *
Underground services relates to electrical cables, water, sewerage and gas pipes that run underground.
Please confirm the reason why this is not applicable. * Do you (will you) check that all bona-fide Subcontractors (e.g. mobile toilet suppliers if they deliver to site) have their own Public Liability Insurance? * Do you supply Fire Pits or Stoves? * EMPLOYERS LIABILITY :
This is a statutory requirement even if you are only using volunteers or labour only contactors, you may still be required to have Employers Liability.
Do you require Employers Liability Insurance? * Estimated annual clerical wages? *
If there is no clerical wages enter 0
Estimated annual manual wages? *
If there is no manual wages enter 0
Do you have a written Training Programme signed by your staff to acknowledge they have been trained? * If any employee is ever working at a height were their feet are over 3m off the floor then will they be trained, and use appropriate PPE? * As you are operating Tipis, please confirm that when working over 3m off the floor, you will always position the ladder on the inside of the frame, use a Fall Arrest Harness, that your Risk Assessment includes working at height and that you have received training from the manufacturer of the Tipis? *