Playbus Operator’s Insurance

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Protect the bus, the play and your business!

CoverMarque have specialised in insurance for the inflatables and play equipment industry for a number of years and have in recent years seen an increase in Play Buses.

We are pleased to now offer both the motor risk of the bus and the operator's liability cover after negotiating competitive rates with our insurers.

Breakdown cover can be arranged dependent on Gross Vehicle Weight and the age of the bus.

Please call us on 01962 77 4421 if you would like to discuss your playbus insurance or are looking at beginning a playbus business. Alternatively if your insurance renewal is not within 60 days, please complete our renewal date form by clicking the button below and we will get in touch with you closer to the time.

Renewal Date

Available Covers

  • Motor Insurance

    Covers the third party motor liability, and if Comprehensive Cover is selected then theft and damage of the bus and fixtures and fittings.

  • Operator's Public Liability

    This protects you against your legal liability when operating the bus, in case of injury due to your negligence.

  • Public Liability

    This protects you against your liability in respect of damage to other peoples' property or injury to other people.

  • EMPLOYERS LIABILITY

    This protects you against your liability to your employees including volunteers.

Faqs

Are my bouncy castles automatically covered under my playbus operator's Public Liability?

No. However we can arrange for this activity to be added to the Insurance. It is important to remember that with any liability insurance to be covered the activity must be covered by your declared business description.

Is my current car driving licence valid for me to drive a playbus?

Check the back of your Licence.  Assuming your playbus is not also a passenger minibus or bus, it will probably fall as either category C1 if under 7.5t Maximum Authorised Mass (MAM),  or C if over 7.5t MAM. If in doubt check the DVLA website.

Do I need Public Liability Insurance?

Although not a legal requirement, Public Liability Insurance is essential no matter how small or large your business and is particularly important for businesses that work with or come into close contact with members of the public. Public Liability protects your business against liability claims arising from injury to third party person or damage to third party property where you are proven negligent. Consider for example, a piece of equipment on the bus was to become faulty and then go on to injure a child, public liability would cover this sort of scenrio if you were proven negligent for the injury.

Do I need Employers Liability Insurance?

Employers have a legal obligation to carry Employers Liability Insurance which indemnifies the employer in respect of injury to its employees for which it is legally responsible. It is generally accepted by members of the Association of British Insurers that the minimum indemnity limit should be £10m. An employee is deemed to be any individual who undertakes any work for the insured whether paid or not.

There is a common misconception that Employers Liability is not required in regards to self employed staff. For Marquee Companies this is rarely the case as such staff are normally working under the direction of the Employer, and are not Bona Fide Subcontractors.  A Bona Fide Subcontractor carries their own insurance and provides their own method, tools and materials.

The legal penalties of failing to effect adequate Employers Liability insurance are severe, but perhaps even more significant are the implications of the potential cost of a successful claim against an uninsured company. In an increasingly litigious society, personal injury claims are becoming frequent and of greater magnitude.

SPEAK TO OUR INSURANCE ADVISORS

Always on hand to provide you with information, advice and guidance.

01962 774421 info@covermarque.com

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